Nobody wants to run into a problem with their iPhone – but if you do, having iPhone insurance may help you avoid it turning into a crisis.
The iPhone and society
It’s been a long time since the market went as wild over a gadget as it did (and still does) over the iPhone.
If you were one of the early buyers, you may well have had a long wait to get one. even if you weren’t, you probably treasure your iPhone and may already regard it as being virtually indispensable to your normal day-to-day life.
Great as everything is, unfortunately that can all change in the blink of an eye.
Your iPhone may be with you one second and then in the next:
– it gets accidentally smashed or otherwise broken;
– somebody decides it would look far better in their pocket than in yours and promptly steals it;
– it decides to break down.
In all these situations, iPhone insurance may be able to help.
Taking out iPhone cover
If you take out insurance to protect your iPhone, you may find that you’ll get:
– cover against accidental destruction (some insurance providers may include liquid damage in that though some may exclude it, so it’s worth checking to make sure);
– ditto for theft (that may include unattended theft providing your iPhone is in a locked car or premises);
– cover for breakdowns providing they’re outside of the manufacturer’s warranty (the manufacturer’s warranty would cover any occurring beforehand subject to their specific terms);
– a 48-hour replacement of your iPhone once the claim was approved;
– 3GB of free data backup for things like your contact lists etc;
– global protection for your peace of mind if you’re travelling overseas.
It is important to mention that as with any insurance product, terms and conditions, exclusions and limitations will apply to your phone cover and you may wish to read these carefully to ensure you understand them.
What are the chances?
Nobody can tell you how likely you are as an individual to suffer any of the above mentioned misfortunes. The question really is – what would you do if you did?
If you don’t have the capital to immediately go out and buy another iPhone or don’t like the sound of trying to do without it then you may have a problem. It’s that problem that iPhone insurance may help ensure that you never have to face.